So, do you know what happens if you don't have enough life insurance? When you croak your wife and kids have to move up to the mountains and live in some ramshackle old dump that's haunted by zombies, that's what. Nice job, you selfish prick. The zombies in this case are these little kids who died working in some old mine. I guess that makes them a bunch of minor miners. Ha ha! Anyway, this one cat keeps them at bay by feeding them the occasional pig, but by the end they're on the rampage and killing everybody they can get their hands on. Little kids really only have two settings, creepy and annoying, so this manages to be spooky enough, there's some gore, and the mom and teenage daughter are both reasonably hot (there's a younger daughter too, for you Gary Glitter types). The zombie girl pulling out the mad ninja throwing skills at the end was pretty stupid, and what's with the huge spider the mom runs into in the woods? It must be a zombie too to be toughing it out through a Pennsylvania winter. I'm not gonna take this movie to task for niggardly little shit like that though, because there's no way I could hate a flick that has a conversation like this:

Mom: "Was it you who put the blood on our door?"
Weird Mountain Guy: "No need to thank me."

Ha! That's great.